State-wise legal minimum limits on Property Damage Liability Cover in 2017
Different states have different legal obligations on the minimum limits that a person should have while drive a vehicle. The minimum limit declared by the state government are decided based on various factors like the state's overall income turnover, the geographical location of the state, accidental risk profile, economic status of driving community, the inflation, taxes and other important factors.
A person who drives a vehicle in a particular state should always refer to the latest minimum required limit for property Damage Liability Cover in the state before going to the insurance provider.
Holding a coverage equal or above these minimum limits can protect you against legal charges and actions.
Additionally, this minimum limit decided by the government covers the most part in your settlement process and therefore provides financial protection to very large extent. A small or a medium level accidents are generally considered to be settled within these pre-defined limits.
Below is the list of latest State-wise legal minimum limits on Property Damage Liability Cover in 2017:
Sl. No | State | State-wise Minimum property damage insurance limit |
1 | Alabama | 25000 USD |
2 | Alaska | 25000 USD |
3 | Arizona | 10000 USD |
4 | Arkansas | 25000 USD |
5 | California | 5000 USD |
6 | Colorado | 15000 USD |
7 | Connecticut | 10000 USD |
8 | Delaware | 10000 USD |
9 | District of Columbia | 10000 USD |
10 | Florida | 10000 USD |
11 | Georgia | 25000 USD |
12 | Hawaii | 10000 USD |
13 | Idaho | 15000 USD |
14 | Illinois | 15000 USD |
15 | Indiana | 10000 USD |
16 | Iowa | 15000 USD |
17 | Kansas | 10000 USD |
18 | Kentucky | 10000 USD |
19 | Louisiana | 25000 USD |
20 | Maine | 25000 USD |
21 | Maryland | 15000 USD |
22 | Massachusetts | 5000 USD |
23 | Michigan | 10000 USD |
24 | Minnesota | 10000 USD |
25 | Mississippi | 25000 USD |
26 | Missouri | 10000 USD |
27 | Montana | 10000 USD |
28 | Nebraska | 25000 USD |
29 | Nevada | 10000 USD |
30 | New Hampshire | 25000 USD |
31 | New Jersey | 5000 USD |
32 | New Mexico | 10000 USD |
33 | New York | 10000 USD |
34 | North Carolina | 25000 USD |
35 | North Dakota | 25000 USD |
36 | Ohio | 25000 USD |
37 | Oklahoma | 25000 USD |
38 | Oregon | 20000 USD |
39 | Pennsylvania | 5000 USD |
40 | Rhode Island | 25000 USD |
41 | South Carolina | 25000 USD |
42 | South Dakota | 25000 USD |
43 | Tennessee | 15000 USD |
44 | Texas | 25000 USD |
45 | Utah | 15000 USD |
46 | Vermont | 10000 USD |
47 | Virginia | 20000 USD |
48 | Washington | 10000 USD |
49 | West Virginia | 10000 USD |
50 | Wisconsin | 10000 USD |
51 | Wyoming | 20000 USD |