State-wise legal minimum limits on Property Damage Liability Cover in 2017

Different states have different legal obligations on the minimum limits that a person should have while drive a vehicle. The minimum limit declared by the state government are decided based on various factors like the state's overall income turnover, the geographical location of the state, accidental risk profile, economic status of driving community, the inflation, taxes and other important factors.

A person who drives a vehicle in a particular state should always refer to the latest minimum required limit for property Damage Liability Cover in the state before going to the insurance provider.

Holding a coverage equal or above these minimum limits can protect you against legal charges and actions.

Additionally, this minimum limit decided by the government covers the most part in your settlement process and therefore provides financial protection to very large extent. A small or a medium level accidents are generally considered to be settled within these pre-defined limits.

Below is the list of latest State-wise legal minimum limits on Property Damage Liability Cover in 2017:

Sl. No State State-wise Minimum property damage insurance limit
1 Alabama 25000 USD
2 Alaska 25000 USD
3 Arizona 10000 USD
4 Arkansas 25000 USD
5 California 5000 USD
6 Colorado 15000 USD
7 Connecticut 10000 USD
8 Delaware 10000 USD
9 District of Columbia 10000 USD
10 Florida 10000 USD
11 Georgia 25000 USD
12 Hawaii 10000 USD
13 Idaho 15000 USD
14 Illinois 15000 USD
15 Indiana 10000 USD
16 Iowa 15000 USD
17 Kansas 10000 USD
18 Kentucky 10000 USD
19 Louisiana 25000 USD
20 Maine 25000 USD
21 Maryland 15000 USD
22 Massachusetts 5000 USD
23 Michigan 10000 USD
24 Minnesota 10000 USD
25 Mississippi 25000 USD
26 Missouri 10000 USD
27 Montana 10000 USD
28 Nebraska 25000 USD
29 Nevada 10000 USD
30 New Hampshire 25000 USD
31 New Jersey 5000 USD
32 New Mexico 10000 USD
33 New York 10000 USD
34 North Carolina 25000 USD
35 North Dakota 25000 USD
36 Ohio 25000 USD
37 Oklahoma 25000 USD
38 Oregon 20000 USD
39 Pennsylvania 5000 USD
40 Rhode Island 25000 USD
41 South Carolina 25000 USD
42 South Dakota 25000 USD
43 Tennessee 15000 USD
44 Texas 25000 USD
45 Utah 15000 USD
46 Vermont 10000 USD
47 Virginia 20000 USD
48 Washington 10000 USD
49 West Virginia 10000 USD
50 Wisconsin 10000 USD
51 Wyoming 20000 USD

 

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